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It used to be very difficult to obtain building insurance for property that has previously been underpinned. This is no longer the case and we can offer competitive rates for previously underpinned property. Some property has been underpinned Read more … Continue reading
Can a leaseholder buy buildings insurance for a leasehold property In some circumstances, a leaseholder can arrange buildings insurance for a leasehold property they live in, rent to tenants, or for a leasehold unoccupied property. In Read more [...]
Free cinema tickets or a cuddly toy… If you are confused about the offerings from the insurance industry call our money saving insurance experts on our direct line 01903 791340 and we can help you to compare the insurance market. … Continue reading
Can a leaseholder insure a single flat? In the absence of a block policy from the landlord / freeholder, insurance for a single leasehold flat, in the leaseholders name is usually available and in some cases it is the right … Continue reading
According to research carried out by Verdict Financial, 1 in 3 of landlords in the UK are covering their rented property on a standard household insurance policy rather than a specialist landlords insurance. This means that they could Read more [...]
Insurance for property in probate requires a specialist policy to ensure adequate cover is obtained. An executors role includes protecting the assets of the estate and this starts with a specialist empty property insurance. You don’t Read more [...]
You may have found your ideal home, discovered it has structural problems and are wondering if you can get a mortgage on a property that has been underpinned. Generally, there is no reason why a lender cannot offer a mortgage … Continue reading
If your property has previously suffered from subsidence damage, heave or landslip you may find it difficult to obtain this insurance cover from your insurer. Regardless of whether you want the cover or not, you must tell your insurer, Read … Continue reading
The Government is considering Flood Protection for SME’s says David Cameron David Cameron has confirmed the government is considering at a flood insurance solution using Flood Re for small to medium sized enterprises (SME’s). The Read more [...]
House insurance for an empty property that is a new build is something we are often asked for, to cover the period from exchange to completion of contracts. Many developers use their own contracts which remove the usual requirement for … Continue reading
An absent freeholder may initially seem like a blessing. No maintenance to pay, no ground rent, no service charges, no freeholder to answer to. Usually the freeholder is also responsible to arrange the buildings insurance too – so no Read … Continue reading