The unoccupied property insurance solution for the legal profession.

Unoccupied property insurance and vacant home insurance for private clients solicitors dealing with wills, trusts and clients in residential care

“We have been impressed by both the professional service we have received and the simplicity of the service. We would have no hesitation in using your company again” – Quality Solicitors Clarke & Son, Basingstoke.

“…extremely efficient, professional, friendly and informative. The process was quick and easy and the quote very competitive. I’d recommend them to anyone and they will always be our first call for our future Insurance needs” - Abbotts Wills and Probate Services

As a solicitor, you are expected to be an expert, not only in law, but in many associated areas, where you must arrange and administer aspects of an estate with which you might not have extensive experience.

This is where you will rely on other professionals in which you can place your trust to deliver exactly what you and your clients require, quickly, efficiently and with the confidence that you are meeting your client's needs whilst achieving good value for money.

Bickers Insurance Services Unoccupied Property Insurance Features:

  • Fast property insurance quotations - cover in less than 12 minutes           
  • Full standard perils cover including subsidence
  • Buildings amount insured £500,000 as standard
  • Property Owners Liability up to £5m
  • Contents cover also available
  • Documents stored securely online for access by you any time.

 

Unoccupied property insurance in probate - A few questions and answers:

The existing home insurance provider has confirmed they are happy to continue cover on standard terms. Therefore do we still need an unoccupied property insurance policy?

Under a home insurance policy standard terms and conditions, if the property becomes unoccupied, automatic exclusions will be applied including Theft, Malicious Damage, Burst Pipes, Escape of Water. You will need an unoccupied property insurance policy to restore these perils.

 

I am not a surveyor - How do I know that the sums insured are adequate for the unoccupied property?

Our bedroom rated product provides an amount insured up to £500,000 as standard, taking away the worry of calculating rebuilding costs in most cases.

 

Unoccupied property insurance when the buildings sum insured exceeds £500,000?

We have other products to offer where the bedroom rated policy is not suitable, and facilities to place cover for up to £10m where required.

 

The property has been unoccupied for several years and the existing insurer has declined to offer renewal

We are able to place cover for residential property even if it has been unoccupied for an extended period - as long as it is properly maintained and we are happy with the reason for the period of unoccupancy.

 

The existing home insurer has confirmed they are happy to continue cover on standard terms. Therefore I don't need an unoccupied property policy.

Beware!

Under a home policy standard conditions, if the property becomes unoccupied, exclusions will be applied including:

Theft, Malicious Damage, Burst Pipes, Escape of Water

How do I know that the amounts insured are adequate? Our bedroom rated product gives an amount insured of £500,000 as standard, taking away the worry of calculating sums insured in most cases
What if the rebuilding cost exceeds £500,000? We have other products to offer where the bedroom rated policy is not suitable, and facilities to place cover for up to £10m where required.
The property has been unoccupied for several years and the existing insurer has declined to offer renewal We are able to place cover for residential property even if it has been unoccupied for an extended period - as long as it is properly maintained and we are happy with the reason for the period of unoccupancy.

 

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Call Bickers Insurance today, the specialists in Property Insurance for friendly, helpful assistance
with unoccupied property, UK holiday home insurance, working abroad or in a care home:
Get a Quote NOW: 01903 791340