Category Archives: Property Owners News

Can a leaseholder buy buildings insurance for a leasehold property In some circumstances, a leaseholder can arrange buildings insurance for a leasehold property they live in, rent to tenants, or for a leasehold unoccupied property. In Read more [...]

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Can a leaseholder insure a single flat? In the absence of a block policy from the landlord / freeholder, insurance for a single leasehold flat, in the leaseholders name is usually available and in some cases it is the right … Continue reading

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According to research carried out by Verdict Financial, 1 in 3 of landlords in the UK are covering their rented property on a standard household insurance policy rather than a specialist landlords insurance. This means that they could Read more [...]

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You may have found your ideal home, discovered it has structural problems and are wondering if you can get a mortgage on a property that has been underpinned. Generally, there is no reason why a lender cannot offer a mortgage … Continue reading

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If your property has previously suffered from subsidence damage, heave or landslip you may find it difficult to obtain this insurance cover from your insurer. Regardless of whether you want the cover or not, you must tell your insurer, Read … Continue reading

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The Government is considering Flood Protection for SME’s says David Cameron David Cameron has confirmed the government is considering at a flood insurance solution using Flood Re for small to medium sized enterprises (SME’s). The Read more [...]

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House insurance for an empty property that is a new build is something we are often asked for, to cover the period from exchange to completion of contracts. Many developers use their own contracts which remove the usual requirement for … Continue reading

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An absent freeholder may initially seem like a blessing. No maintenance to pay, no ground rent, no service charges, no freeholder to answer to. Usually the freeholder is also responsible to arrange the buildings insurance too – so no Read … Continue reading

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Property that has not been lived in and left empty for many years can often present problems for insurers. If you have been refused empty property insurance due to the length of time a property has been empty then you … Continue reading

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Are you struggling with how to calculate your commercial property or house rebuilding cost for insurance purposes? Depending on the nature of the property and the insurance policy you are buying, you may need the cost of rebuilding of Read … Continue reading

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Losses resulting from leaking or burst pipes have a significant impact on the insurance industry and insurers pay out over £2.5m every day to policyholders for ‘escape of water’ claims. There are ways you can try to avoid being one … Continue reading

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