Does your work take you away from home for longer periods of time, do you only live in your home on a part time basis? If you work away from home, either in the UK or overseas then you will need a specialist home insurance policy to cover
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Unoccupied buildings that are boarded up, or have security shutters need specialist insurance Most major, non-specialist insurers often refuse buildings insurance for empty, boarded up property. If you are looking for a quotation for unoccupied
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Do you defrost your car on the public highway and leave it unattended with the engine running? If you park your car on the public highway leaving the vehicle unattended with the engine running, you are breaking the law and are liable to
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What is the cost of landlords insurance? Landlords buy to let insurance can be obtained relatively inexpensively from a number of specialist insurers. Buildings insurance can be purchased for as little as £100 per year for a let property
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Difficulty finding insurance for a property with a timber frame as it is non-standard? A property constructed with a timber frame will typically fall outside of the definition of ‘standard’ construction by most home insurers despite
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Are you a social media addict that cannot help advertising your location 24/7? Your addiction could be putting your home at risk One thing I’ve never understood is why people advertise to all and sundry about when and where they are
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Empty property insurance for your unoccupied building When a home becomes unoccupied, the home insurance policy that provided cover when you were living there, rarely provides suitable cover. A specialist unoccupied property insurance
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Winter is coming - with the weather having turned for many areas of the UK, homeowners need to check their property thoroughly to ensure they are being kept in the best possible condition in preparation for possible storms, snow, sleet,
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Administration fee rip off? It is common these days to get your insurance quote and gasp at the administration fees on insurance policies. How can an insurer justify charging you for the premium and then add the admin fees on top? Isn’t
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Insurance for property with a flat roof can cause problems with some standard insurers as a flat roof is considered as non-standard construction. With good reason, some insurance companies are not keen on providing cover for property with
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The cost of empty house insurance depends on many factors. These include the length of time the property has been unoccupied, whether it is a holiday home, a second home, if the owner is working away for a period of time and whether the
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